What you must do after a car accident:

  1. #1
    Call the police
    Call the police. Even if the accident is minor, the injuries from it might not be apparent right away. You must notify the police in order to be eligible to claim benefits or compensation from an insurance company. If possible, take digital pictures (you can use your cell phone) of damages
    to your car and body. Always get a copy of the police or collision report.
  2. #2
    Record contact information
    Record the contact information of any people who were witnesses to the accident and become in any way related to your accident (e.g., doctors, collision center employees, firefighters, police officers, etc.).
  3. #3
    Get in touch with a lawyer immediately
    Get in touch with a lawyer immediately and then your family doctor. You have 30 days after receiving an insurance claim package to send the necessary forms to the insurance company. Your lawyer and medical specialists must work together in order to help you fill out all the necessary forms correctly and prevent the insurance company from denying your claim.
  4. #4
    Notify you own insurance company
    Notify your own insurance company about the accident not later than 7 days after the accident in order to become eligible for any benefits.
  5. #5
    Find out whether you have other health insurance coverage
    Find out whether you have other health insurance coverage, such as benefits from employment, university, your spouse, etc. These benefits will need to be exhausted before motor vehicle insurance benefits can be used.
  6. #6
    Attend the necessary assessments and rehabilitation treatments
    Attend the necessary assessments and rehabilitation treatments
    suggested by your medical specialists and lawyer. This is essential to improve your health and gather evidence to obtain a larger settlement.
  7. #7
    Save and organize a copy of every document and item
    Save and organize a copy of every document and item relevant to your accident or insurance claim, such as a police report, your insurance policy, letters from the insurance company, medical prescriptions, medicine bottles, income tax forms, receipts for all relevant expenses(e.g., medical treatments, parking), etc.
  8. #8
    Record all the ongoing changes in your health
    Record all ongoing changes in your health after the accident and how they affect your regular daily activities (e.g., working, housekeeping, child caring, sleeping, climbing the stairs, etc.).
  9. #9
    Act fast
    Act fast. There are many deadlines involved in the insurance claim process. Make sure that you know the major deadlines, such as submitting a claim against the driver who caused the accident within 2 years after the accident.
  10. #10
    Make sure there is no information on social sites
    Make sure that there is no information about the accident or your health on online social networks (e.g., Facebook, Twitter). Insurance companies have the right to access your online social networks and draw conclusions, which may make them unwilling to settle your case early and for a large sum.
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Post-traumatic psychological disorder

Post-traumatic psychological disorder

Get Expert Advice from Ontario Post-traumatic Psychological (Stress) Disorder Lawyers

In addition to physical injuries such as bone fractures or sprains, almost everyone suffers mental injuries (nightmares, stress, depression, lack of sleep, and other psychological disorders) as a result of a car accident. Such injuries are recognized as a source of great pain and suffering for an individual who has experienced a traumatic car accident. Those suffering from post-traumatic stress disorder and other mental or behavioral disorders may require medication and psychiatric care, and the cost of treatment can be a large burden on an individual and his or her family. Let us help you get the largest compensation you deserve.

You may have a post-traumatic psychological disorder if you:

  • Were exposed to a traumatic event, such as a motor vehicle accident;
  • Experience persistent  flashback memories of the car accident, recurring distressing dreams or other intense, negative psychological or physiological responses to reminders of the traumatic event;
  • Persistently  avoid locations, people or other things associated with the trauma, and experience an emotional numbing, including a decreased ability to feel certain emotions (e.g. intimate emotions);
  • Have difficulty falling or staying asleep, problems with anger, concentration or hypervigilance that were not present before the car accident;
  • Your psychological disorder prevents you from functioning normally in your family, work and other environments.

Examples of actual compensation awarded to people who suffered a post-traumatic psychological disorder due to a car accident in Ontario:

  • $125,000 for psychological injury, major depression/adjustment disorder – Place v. Ali [2007]
  • $98,000 for post traumatic stress disorder, headaches, anxiety disorder – McDonald v. Kwan [2010]
  • $95,000 for post traumatic vision syndrome, emotional problems, stress, depression, and chronic fatigue – Watts v. Donovan [2009]

If you have experienced post-traumatic stress disorder or other psychological illness as a result of your motor vehicle accident, you may be entitled to even higher levels of benefit payments. Depending on the extent of your injuries, you may even be entitled to an enhanced limit of coverage for catastrophic impairment—up to a maximum of $1,000,000 in medical and rehabilitation benefits as well as another $1,000,000 for attendant care benefits.

Here at Ambridge Law, we have extensive experience with car or other motor vehicle accidents resulting in post-traumatic stress disorder and other psychological illnesses. We can direct you to the best clinics for assessment and treatment. At the same time, we will make sure to force the insurance company pay you the maximum amount of benefits and compensation that you deserve.

Talk to an Expert Fracture Injury Lawyer Today

If you believe you may be suffering from post-traumatic stress disorder or another psychological disorder as a result of your car accident, talk to one of our personal injury lawyers to find out how you can get you the largest compensation. You will not have to pay us until we get you the largest settlement or win your case in court.

The personal injury lawyers and staff at Ambridge Law are:

  • Experienced - 23 years of court experience
  • Able to visit you in the hospital or your home
  • Flexible with scheduling
  • Easily reached by public transportation
  • Located at multiple, convenient office locations

Talk to a lawyer for FREE: call 1-888-407-2716 or click “Get Help” below.


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