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Get in touch with a lawyer immediately and then your family doctor. You have 30 days after receiving an insurance claim package to send the necessary forms to the insurance company. Your lawyer and medical specialists must work together in order to help you fill out all the necessary forms correctly and prevent the insurance company from denying your claim.
Record all ongoing changes in your health after the accident and how they affect your regular daily activities (e.g., working, housekeeping, child caring, sleeping, climbing the stairs, etc.).